Top 5 Ways to Save on Healthcare – We all need healthcare, but we don’t need to break the bank to afford it!
Health care is something that we will all need to use at some point in our lives. The hope is that when you do need to use it, you will be able to find some ways to save on healthcare.
Whether it’s a trip to the doctor’s or a need for a prescription, any kind of healthcare can be pricey. Thanks to my friends at SingleCare for sponsoring this post, I get to show you some of the ways that I use to save money when I have to buy prescriptions.
Use SingleCare to get discounted prescriptions
SingleCare is free to join and members save money when they fill a prescription using their SingleCare card or when they visit a SingleCare dentist, optometrist, or have an online doctor visit. Their pharmacy savings card is accepted nationwide at over 35,000 pharmacies, including Walmart, Walgreens, CVS, Rite Aid, and Kroger’s.
All you need to do is bring your SingleCare card to the pharmacy and ask the pharmacist to process your prescription using the information found on your card. Without you ever needing to do anything at all, you will have saved money by showing them a free card.
You really can beat that!
Find the lowest prices for prescriptions from your phone
SearchRX is like the Uber of prescriptions. Enter the prescription that you’re looking for and your zip code, and you will be able to see the prices for that prescription at local pharmacies.
This lets you make a conscious decision to bring your prescription where it costs the least instead of just blindly guessing.
Buy generic whenever possible
When it comes to buying prescriptions, the generic will cost much less for the same product. The only difference is the name when it comes to the generic versus the name-brand prescriptions.
When you go to drop off your prescriptions, make sure to ask the pharmacist if there is a generic product available and if there is, make sure that you say that you’d like that one. Many places do this automatically now, but always check to make sure.
Higher deductible isn’t always better
Whether it’s for prescriptions or for doctor’s visits, a higher annual deductible doesn’t always mean that it’s saving you money. In fact, it might even cost you more.
Getting a plan with a high deductible means lower monthly health insurance payments, but it also means that you might be on the hook for more of the costs for your prescriptions. This is always something to consider when you are choosing your annual health insurance.
Talk to your insurance company or HR
If there is ever any question that you have about if you have chosen the right plan for you and your family, always ask. If you have your insurance through work or through your spouse’s work, talk to your human resources department to ask them to point you in the right direction.
If you can’t talk to someone in the HR department or get your own health insurance, calling the insurance company and asking them about the plans that will meet your needs is always a great idea, too.
When it’s all said and done, you don’t need to just blindly accept that health care costs are going to be high. There are plenty of great and easy ways to save on health care that require very little work from you. As long as you are an informed consumer, you will have the best options to saving money.
More money saving tips:
- How to Save Money When You Don’t Feel Like It
- How I Afford to be a Stay at Home Mom
- The Ultimate Guide to Changing Your Spending Habits
- Fixing a Budget that Spends More Than We Make
- 4 Tips for Getting Out of Debt on a Limited Budget
- How to Start a Budget the Easy Painless Way
- 5 Lifestyle Changes to Really Save Money
- How To Save Money When You Can’t Afford It
- Budgeting Books You NEED to Read
- 10 Habits of Highly Frugal People
- 10 Amazing Bullet Journal Ideas to Organize Your Money
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