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Caroline Vencil

The world is a better place when women have more money.

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Need extra cash before Christmas? Here are 8 ways to make some extra cash without leaving home or ever even having to sell anything.

Earn Extra Money For Christmas NOW

November 30 by Caroline 56 Comments This post may contain affiliate links.

I walked into Costco the other day and BAM... Christmas trees, wreaths, bows, garlands, lights... All right there when we walked in. It's a painful reminder that Christmas is almost here! Which of course brought up the question: do I have View Post

The Best Ways to Save on a Vacation

April 3 by Caroline 2 Comments This post may contain affiliate links.

The Best Ways to Save on a Vacation Who loves vacation? Everyone! Who loves feeling like selling a kidney to pay for a vacation? No one! It doesn’t have to be that way. There are ways to save money on a vacation. I mean, a LOT of money. View Post

60 Delicious Spring Dessert Recipes

February 26 by Caroline Leave a Comment This post may contain affiliate links.

Is it just me, or does dessert time feel a little more special in the springtime? There’s something about the warmer weather and all the colorful flowers in bloom that makes me want to reach for something sweet and delicious. If you’re looking for View Post

DIY Spring Decor Ideas From the Dollar Store!

February 18 by Caroline Leave a Comment This post may contain affiliate links.

After a long and dreary winter, everyone is ready for the freshness and new beginnings that come with springtime. Even if your budget is tight, you can still create beautiful decorations using simple materials and a little bit of imagination. In this View Post

Save money automatically. The easiest way to save money. Finally an app that finds money in your account to save for you. Save money when you feel like you can't. Automatically build a savings account. Set your savings to autopilot. Save Money Automatically: An Honest Review of Digit. The best money saving app.

Save Money Automatically: An Honest Review of Digit

December 21 by Caroline 2 Comments This post may contain affiliate links.

Save Money Automatically: An Honest Review of Digit Is there such a thing that will let you save money automatically? Actually, there is. And it's not a scam or anything like that at all. It's time for an honest review of Digit. I only View Post

Is Ebates Worth It?

February 23 by Caroline 4 Comments This post may contain affiliate links.

Is Ebates Worth It? I'm always wary of cashback scams online. Especially when a site claims that I can get cashback for buying something that I was already planning on purchasing.  They're almost always too good to be true. And then I found View Post

How Does a Family of Four Survive on $17,000 a YEAR? It wasn't easy, but we did it. AND still managed to buy 2 cars, a house, and build up a savings account. Here's how we did it...

How Does a Family of Four Survive on $17,000 a YEAR (Part 3)

February 22 by Caroline 20 Comments This post may contain affiliate links.

Yes, you read that correctly: my family of four lived off of one income of $17,000 a year. That was it. No "side hustles," no other sources of income at all. It wasn't easy, but it taught us how important it is to save money and make every penny View Post

Even with a super tight budget, there is always room to cut back even more. Little things really add up and can wind up making a big impact on your budget at the end of the month! Here are the things I rarely spend money on that really add up FAST!

5 Little Things I Rarely Spend Money On That Have a BIG Impact

February 17 by Caroline 7 Comments This post may contain affiliate links.

5 Little Things I Rarely Spend Money On That Have a BIG Impact The first time that my husband and I took a hard look at our budget, we were living off of $17,000 as a family of 4 and were at a breaking point. We realized that we needed to get in View Post

Going Out On A Budget

February 12 by Caroline 9 Comments This post may contain affiliate links.

Going Out On A Budget Even when you're living on a tight budget, it's important to carve out some money that's just for some fun. Whether it's $25 a week or $25 a month, a little "going out" money can go a long way. Budgets and financial hardship View Post

How Does a Family of Four Survive on $17,000 a YEAR (Part 2) www.cowcountryhousewife.com

How Does a Family of Four Survive on $17,000 a Year (Part 2)

February 3 by Caroline 7 Comments This post may contain affiliate links.

A little while ago, I told you about how our family of (then) four had survived and managed to still buy a house and 2 cars all while bringing in $17,000 a year. It wasn't easy, but that was all that we knew at the time. We save money AND spend it View Post

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Wife. Mom. Extreme cheapskate. Side hustle pro. Money saving guru. Lover of all the coffee.

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