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Caroline Vencil

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15 Christmas Decorations from the Dollar Store

November 23 by Caroline 17 Comments This post may contain affiliate links.

15 Christmas Decorations from the Dollar Store I love Christmas decorating! If I had a choice my house would look like a Christmas catalog.Sadly the reality is that I not only have 3 sons but also 3 cats and a dog. (Yes, I'm crazy, but that's View Post

Save money automatically. The easiest way to save money. Finally an app that finds money in your account to save for you. Save money when you feel like you can't. Automatically build a savings account. Set your savings to autopilot. Save Money Automatically: An Honest Review of Digit. The best money saving app.

Save Money Automatically: An Honest Review of Digit

December 21 by Caroline 2 Comments This post may contain affiliate links.

Save Money Automatically: An Honest Review of Digit Is there such a thing that will let you save money automatically? Actually, there is. And it's not a scam or anything like that at all. It's time for an honest review of Digit.I only View Post

Is Ebates worth it? The cashback site that gives you money back for almost every online purchase that you make is making people think twice. But does a cheapskate, frugal buyer need it? Short answer: YES!

Is Ebates Worth It?

February 23 by Caroline 4 Comments This post may contain affiliate links.

Is Ebates Worth It? I'm always wary of cashback scams online. Especially when a site claims that I can get cashback for buying something that I was already planning on purchasing.  They're almost always too good to be true. And then I found View Post

How Does a Family of Four Survive on $17,000 a YEAR? It wasn't easy, but we did it. AND still managed to buy 2 cars, a house, and build up a savings account. Here's how we did it...

How Does a Family of Four Survive on $17,000 a YEAR (Part 3)

February 22 by Caroline 20 Comments This post may contain affiliate links.

Yes, you read that correctly: my family of four lived off of one income of $17,000 a year. That was it. No "side hustles," no other sources of income at all. It wasn't easy, but it taught us how important it is to save money and make every penny View Post

Even with a super tight budget, there is always room to cut back even more. Little things really add up and can wind up making a big impact on your budget at the end of the month! Here are the things I rarely spend money on that really add up FAST!

5 Little Things I Rarely Spend Money On That Have a BIG Impact

February 17 by Caroline 7 Comments This post may contain affiliate links.

5 Little Things I Rarely Spend Money On That Have a BIG Impact The first time that my husband and I took a hard look at our budget, we were living off of $17,000 as a family of 4 and were at a breaking point. We realized that we needed to get in View Post

Going Out On A Budget

February 12 by Caroline 9 Comments This post may contain affiliate links.

Going Out On A Budget Even when you're living on a tight budget, it's important to carve out some money that's just for some fun. Whether it's $25 a week or $25 a month, a little "going out" money can go a long way.Budgets and financial hardship View Post

How Does a Family of Four Survive on $17,000 a YEAR (Part 2) www.cowcountryhousewife.com

How Does a Family of Four Survive on $17,000 a Year (Part 2)

February 3 by Caroline 7 Comments This post may contain affiliate links.

A little while ago, I told you about how our family of (then) four had survived and managed to still buy a house and 2 cars all while bringing in $17,000 a year. It wasn't easy, but that was all that we knew at the time. We save money AND spend it View Post

By changing these 7 habits, she saved more than $1,000 in a month! I had no idea things could add up that much!

7 Ways to Save Big FAST!

November 5 by Caroline 20 Comments This post may contain affiliate links.

7 Ways to Save Big, Fast We've all been there before: there's something that comes up that requires you to fork over a big chunk of change... that you don't have! Whether it's a car repair, a doctor's visit, an emergency with the house, or anything View Post

Have you tried Swagbucks? You need to! I make Between $25 and $50 a month just watching videos! Plus, find out how to get 100 FREE Swagbucks!

Making the Most From Swagbucks

October 28 by Caroline Leave a Comment This post may contain affiliate links.

Making the Most of Your Time on Swagbucks I don't know anyone who doesn't like getting things for free. I make enough from my side hustles to pay for my groceries (and more), and I want to tell you about the first place that gave me gift cards just View Post

Need extra cash before Christmas? Here are 8 ways to make some extra cash without leaving home or ever even having to sell anything.

Earn Extra Money For Christmas NOW

October 20 by Caroline 56 Comments This post may contain affiliate links.

I walked into Costco the other day and BAM... Christmas trees, wreaths, bows, garlands, lights... All right there when we walked in. It's a painful reminder that Christmas is almost here!Which of course brought up the question: do I have View Post

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Wife. Mom. Extreme cheapskate. Side hustle pro. Money saving guru. Lover of all the coffee.

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