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Caroline Vencil

Live Fully, Budget Fiercely

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She lives on one low income with a family of 5! If she can do it, I can do it too! These are great!

We Live on ONE Income

December 19 by Caroline 10 Comments This post may contain affiliate links.

We Live on ONE Income (And That's Not Going to Change!) Our family on 5 lives very comfortably on one income. And while it's not as low as it once was, $50,000 for a family of five is still considered "low income." But that doesn't stop us, because View Post

If spending $25 would save you more than $1500 in a year, would you do it? I know I would, and I've never looked back!

Spending $25 Saved Me $1,500 On My Boys

March 23 by Caroline 10 Comments This post may contain affiliate links.

Spending $25 Saved Me $1,500 On My Boys What used to cost me more than $60 a month? It's something that everyone needs to make sure that they look her best. It's haircuts. More specifically haircuts for the men, even the mini men, in your View Post

It's tax return season! You can't go out without seeing expensive things to spend your money on. What Will YOU Do With Your Tax Return? Here's a few ideas..

What Will YOU Do With Your Tax Return?

March 11 by Caroline 2 Comments This post may contain affiliate links.

It's tax return season! Everybody is getting those big fat checks if they've been waiting for! The "bonus money." It's free money, right? It's free to spend however you much, right? It's money that is just given to you one day, right?(Actually, it's View Post

6 Special Things I Always Keep In My Budget - Cow County Housewife - You can't predict the future, but you can make sure that you save up for it.

6 Special Things I Always Keep In My Budget

March 1 by Caroline 5 Comments This post may contain affiliate links.

How can you expect the unexpected when you're on a budget? When every penny has a plan, what about things that are more than just a monthly expense? Things can take you by surprise. Sometimes accidents happen. Maybe someone needs emergency medical View Post

Road trip!! Don't blow your budget before you can even enjoy yourself on vacation this summer. Everything you need to save money while you're on the road! She covers everything!

Ultimate Guide to Road Trip Money Savers

February 25 by Caroline 5 Comments This post may contain affiliate links.

  After years of buying expensive food at rest stops and failing to plan ahead, a heard look at our budget forced us to rethink our road trips. We needed to learn how to save money on our road trips, and we needed to do it fast. We View Post

Is Ebates worth it? The cashback site that gives you money back for almost every online purchase that you make is making people think twice. But does a cheapskate, frugal buyer need it? Short answer: YES!

Is Ebates Worth It?

February 23 by Caroline 4 Comments This post may contain affiliate links.

Is Ebates Worth It? I'm always wary of cashback scams online. Especially when a site claims that I can get cashback for buying something that I was already planning on purchasing.  They're almost always too good to be true. And then I found View Post

How Does a Family of Four Survive on $17,000 a YEAR? It wasn't easy, but we did it. AND still managed to buy 2 cars, a house, and build up a savings account. Here's how we did it...

How Does a Family of Four Survive on $17,000 a YEAR (Part 3)

February 22 by Caroline 20 Comments This post may contain affiliate links.

Yes, you read that correctly: my family of four lived off of one income of $17,000 a year. That was it. No "side hustles," no other sources of income at all. It wasn't easy, but it taught us how important it is to save money and make every penny View Post

Even with a super tight budget, there is always room to cut back even more. Little things really add up and can wind up making a big impact on your budget at the end of the month! Here are the things I rarely spend money on that really add up FAST!

5 Little Things I Rarely Spend Money On That Have a BIG Impact

February 17 by Caroline 7 Comments This post may contain affiliate links.

5 Little Things I Rarely Spend Money On That Have a BIG Impact The first time that my husband and I took a hard look at our budget, we were living off of $17,000 as a family of 4 and were at a breaking point. We realized that we needed to get in View Post

How Does a Family of Four Survive on $17,000 a YEAR (Part 2) www.cowcountryhousewife.com

How Does a Family of Four Survive on $17,000 a Year (Part 2)

February 3 by Caroline 7 Comments This post may contain affiliate links.

A little while ago, I told you about how our family of (then) four had survived and managed to still buy a house and 2 cars all while bringing in $17,000 a year. It wasn't easy, but that was all that we knew at the time. We save money AND spend it View Post

I can't imagine living on such a low income, but she did it! And she still bought a house, 2 cars, and still built up a savings account!

How Does a Family of Four Survive on $17,000 a YEAR (Part 1)

January 29 by Caroline 50 Comments This post may contain affiliate links.

Yes. You read that correctly. A family of 4 lived on $17,000 annually. And we were able to save up for a house, paid off 2 cars, and still managed to build a savings account. It wasn't easy but we made it work. When we had our first son, my View Post

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Wife. Mom. Extreme cheapskate. Side hustle pro. Money saving guru. Lover of all the coffee.

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