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Caroline Vencil

The world is a better place when women have more money.

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Budgeting – How to Start a Budget

Learn everything you need to know to start a budget for beginners. Simple, easy steps to learn budgeting.

How to Stop Spending Money

January 2 by Caroline Leave a Comment This post may contain affiliate links.

It's completely normal to feel overwhelmed or discouraged when trying to change your spending habits, especially if you've been used to a certain lifestyle. Here are a few things that might help as you work to stop spending money: Remember that View Post

Need help to get your finances on track, stop spending too much money, and get control of your finances? Suck at saving money? Don't know how to start frugal living? Need some amazing, easy, simple tips and ideas for making saving money easy? Stop being overwhelmed and start taking the steps to start a budget that works. Perfect for one income families or families with a low income!

Money Saving Tips That Helped Us Save Every Year!

December 4 by Caroline 2 Comments This post may contain affiliate links.

Money Saving Tips That Helped Us Save  Every Year! It was the day that my son asked for a brother or sister. My husband was working hard to bring in $17,000 a year ($1,416 take-home pay each month). And we needed a bigger house. It was then and View Post

This is AMAZING! She paid off $81,000 in debt in 2 years! This is a great debt free story. She also shows you how she made the room in her budget for paying off debt. 10 stpes to take now to get out of debt. How to get out of debt. Top 10 Things I Did to Day Off Debt in 2 Years.

Top 10 Things I Did to Pay Off Debt in 2 Years

December 4 by Caroline Leave a Comment This post may contain affiliate links.

Top 10 Things I Did to Pay Off Debt in 2 Years – How one woman never lost hope and got out of $81,400 in debt in 2 years! Who doesn't love a good debt payoff story! In our world that is so consumed with debt almost everywhere you look, it's so View Post

These are so great! She really knows how to have a debt-free Christmas! I love her ideas about saving money, but these are just genius! You can still save money at Christmas without not getting presents!

How to Have a Debt Free Christmas

December 3 by Caroline 2 Comments This post may contain affiliate links.

‘Tis the season… for tons of spending. (Falalalalalalalala) There’s no way around it. But when you’re on a tight budget during a season of materialism, it’s really hard to stay the course and keep your wallet in check. Most importantly, it’s View Post

21 Free Money Tracker Printables

December 2 by Caroline Leave a Comment This post may contain affiliate links.

The best free money trackers on Pinterest. Grab one or grab them all!! There are money trackers for savings goals, sinking funds, and debt payoff!  A Savings Tracker is a great way to keep track of your progress and visually see where you are View Post

10 Ways to Save Money as a Mom

December 1 by Caroline Leave a Comment This post may contain affiliate links.

10 Ways to Save Money as a Mom –  I began motherhood as a teen, so saving money wasn’t a choice-- it was the only option. In 2010 we were living off of $11 an hour as a family or just $17,000 take-home pay per year. Looking at the bigger picture, I View Post

Save More of Your Money This Christmas

December 1 by Caroline 1 Comment This post may contain affiliate links.

Save More of Your Money This Christmas – The best ways to save money this Christmas holiday season. There are ways to save money doing the same things you usually do. There's no way that I'm going to put myself in debt over Christmas. View Post

These are amazing! Every woman needs to know how to do these things! Don't wait for Prince Charming to take care of your money. Take control of your own finances and life. Everything you need to know to become a financially successful woman. No matter where you are in life, you will always need to know these tips.

How to be a Financially Successful Woman

December 1 by Caroline Leave a Comment This post may contain affiliate links.

How to be a Financially Successful Woman – Don't wait around for Prince Charming to take care of finances. Be an independent, financially savvy woman! Back when I was growing up, I had a very specific plan for my life: I'd marry rich and he'd View Post

YES! This is EXACTLY what I needed to start a budget! Seriously, I suck at budgeting and this is actually something that I can do!! Seriously, I love her blog! This is the best budgeting blog! She's so relatable and really makes it easy to start a budget the easy way! I love painless budgeting for people who suck at budgets like me! PERFECT!

How to Start a Budget the Easy Painless Way

December 1 by Caroline 1 Comment This post may contain affiliate links.

How to Start a Budget the Easy Painless Way – Even if you suck with money, you don't have to be afraid of starting a budget! I promise... you can do it! I know, I know... everybody hates talking about budgets. They're a pain, they're not fun, they View Post

This is great! These are the biggest budgeting lessons to make your budget stick. If you stink at budgeting, this is for you! I love this. These are so easy, but I really didn't even think of it! Number one is my favorite! The 2 Biggest Budgeting Lessons to Make Your Budget Stick.

The 2 Biggest Budgeting Lessons to Make Your Budget Stick

November 25 by Caroline Leave a Comment This post may contain affiliate links.

The 2 Biggest Budgeting Lessons to Make Your Budget Stick – After 2 of the biggest epic fails in budgeting EVER, I can tell you the only 2 lessons that you need to know to make your budget work for good. Let's talk real quick about the "b" View Post

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Wife. Mom. Extreme cheapskate. Side hustle pro. Money saving guru. Lover of all the coffee.

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