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Caroline Vencil

The world is a better place when women have more money.

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Budgeting – How to Start a Budget

Learn everything you need to know to start a budget for beginners. Simple, easy steps to learn budgeting.

It sounds crazy, but thanks to this ONE class, I save my family more than $10,800 EVERY YEAR! Absolutely the best thing I've ever done for my budget! The Class That Saved Me $10,800/ Year (& Taught Me How to Cook!)

The Class That Saved Me $10,800/ Year (& Taught Me How to Cook!)

August 31 by Caroline Leave a Comment This post may contain affiliate links.

The Class That Saved Me $10,800/ Year (& Taught Me How to Cook!) One of the cornerstones to my frugality is my grocery budget: I spend $75/ week for our family of 5. But it didn't used to be like that. We used to spend $300/week... back View Post

This is crazy! She bought a house at 21 with an income of $17,000! It's crazy! These are great reminders for first time home buyers everywhere!

How I Bought a House at 21 Making $17,000/ Year

August 24 by Caroline 2 Comments This post may contain affiliate links.

How I Bought a House at 21 Making $17,000/ Year Who doesn't dream about their own home? I had always dreamed of owning my very own house. And at the ripe old age of 21, my husband and I bought our first house while he was making $17,000. This View Post

Start saving for Christmas now! These are such great ideas to help save money fast! Have a debt-free Christmas this year with these ways to save $1,000 a month!

Save $1,000 a Month Starting Now

August 5 by Caroline Leave a Comment This post may contain affiliate links.

Save $1,000 a Month Starting Now Believe it or not, Christmas is almost here. But you'll want to start saving up now for those great sales and deals. It's always my goal to have a debt-free Christmas. And I want to share with you how to make that View Post

I can't believe I haven't been doing this for years! She's right about it being the best financial invention of the century. I still can't believe I've been overlooking this for so long.

The Best Financial Invention of the Century

July 25 by Caroline 1 Comment This post may contain affiliate links.

The Best Financial Invention of the Century Saving money didn't come naturally in my family. I still tell my husband that he blows through money quicker than I've ever seen anyone spend. That's why I'm so thankful for modern technology. The only View Post

By doing this one crazy trick, you can keep grocery spending under control. And it has nothing at all to do with your budget!

The Trick to Keep Grocery Spending Under Control

July 1 by Caroline 5 Comments This post may contain affiliate links.

The Trick to Keep Grocery Spending Under Control (And it has nothing to do with my budget!) Have you ever come home from grocery shopping, and realized that you didn't get what you were there to get? Instead, you got a bunch of junk food. As View Post

How does a family of four live on $17,000? Here's a look at their real budget that helped them go from paycheck-to-paycheck, to buying their own house!

Living on $17,000, What Our REAL Budget Looked Like

June 27 by Caroline 12 Comments This post may contain affiliate links.

Living on $17,000, What Our REAL Budget Looked Like My family of four lived off of $17,000. It's true. My husband, our 2 children, and I lived off of one income. And we still managed to build a savings account, buy 2 cars, and buy a house! It's a View Post

Want to pay for your vacation in cash? Build up for savings account? Or just learn how to easy it is to save $500 if you really need to? Save up for summer with a spending freeze! I can't wait to try this out!

Save Up for Summer Spending Freeze Challenge

May 18 by Caroline Leave a Comment This post may contain affiliate links.

Save Up for Summer Spending Freeze Challenge In June, I'm starting a full spending freeze. A spending freeze means zero spending for the entire month, outside of things that you need to live (things that might be important... like your mortgage or View Post

Yard sales are basically my favorite. They combine my 2 favorite activities: shopping and saving money! From the best places to look, to what wallet to bring, to when to show up, here are my favorite tips that will help you get the best stuff for the best deals! The weird things I've done to get the best deals at the best yard sales (before you read: I swear I'm not a stalker!).

Yard Sale 101: Finding the Best Stuff and the Best Deals

March 30 by Caroline 4 Comments This post may contain affiliate links.

Yard Sale 101: Finding the Best Stuff and the Best Deals I love yard sales! They combine my two favorite things: shopping and saving money! They're also a really great way to find high-end merchandise for pennies on the dollar. "But I've never been View Post

She makes her budget of $75 a week for a family of 5 last for such a long time! I can't believe that she can do so much with such a small budget!

7 Super Easy Ways To Make Your Grocery Budget Last

March 25 by Caroline 4 Comments This post may contain affiliate links.

7 Super Easy Ways to Stretch Your Grocery Budget Today – Pinch those pennies, stretch that budget, and still eat great food! I don't know about you, but my family LOVES to eat. Because of my family's almost never-ending search for more food View Post

"Wait... you WASH your diapers?!" Yes and I LOVE it! Cloth diapering has been one of the best things I've done! And It's saved me a TON of money! Here's everything you need to get started...

Everything You Need to Start Cloth Diapering

March 4 by Caroline 8 Comments This post may contain affiliate links.

Everything you need to start cloth diapering your kids – Ever wanted to start using cloth diapers? I have the perfect guide for you to use! "Wait... you WASH your diapers?!" Yes, I do! And I LOVE it! Cloth diapering has been one of the best View Post

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Wife. Mom. Extreme cheapskate. Side hustle pro. Money saving guru. Lover of all the coffee.

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